Variety of programs help create path to home ownership for Ypsi area residents

For patients with tuberculosis, it is vital that they take their medicine consistently and on schedule, even after they are no longer contagious, which can be time consuming and expensive for public health departments to manage. Teleconferencing has helped people remember to take their medications, even during a disaster like Hurricane Harvey.

When paying bail isn't a realistic ask of a defendant, many times the person will plead guilty to avoid jail time even if it means having a record. To solve the problem of the poor being unfairly punished by small crimes through the setting of a bail amount they can't make, The Bronx Freedom Fund offers charitable bail funds to those with a bail under $2,000.

Over two million baby boomers own their own companies, and with retirement looming, the government stepped in with a solution. A portion of a 2018 federal bill included language that will push the Small Business Administration to help baby boomers transition ownership of their companies to their employees if they wish. This will mitigate job loss often associated with a retiring business owner putting the company up for sale. Employee owners on average make a higher salary and have higher job stability, supporting the idea that employee ownership is beneficial for everyone involved, as well as for the econom

Landed will pay for half a teacher's down payment on a home in exchange for a quarter of profits when the house is sold down the line. The San Francisco-based startup has recently arrived in Bellevue, where the median home price is hovering around $1 million.

Santa Monica, California piloted an experiment that sends rental checks to seniors in the city. After seeing positive results, the program now plans to expand 10-fold.

Guaranteed income programs aim to reduce poverty by providing cash to those in need with no strings attached. One of these programs in New York City, The Bridge Project, focuses on helping women of color who are mothers.

Years of misrule and a subsequent dearth of hard currency, along with crippling bank-fostered debt cycles and exorbitant home mortgage interest rates, have created immense suffering for Myanmar's poor. But with the guidance of a local NGO, Women for the World, a pilot project helped women in some of Yangon's poorest neighborhoods capitalize on their cultural "head-of-household" status. It helped them form and manage community savings cooperatives, secure land, build homes, buy food, and even generate profit through loans to families' business enterprises.

The Wyoming Stock Growers Land Trust uses conservation easements to conserve agricultural land in the state. These agreements happen when a landowner sells or donates the development rights to their land to the trust forever. They are allowed to keep farming the land, but it must remain undeveloped.

Modeled after Spain’s Mondragon, an organization that helps develop cooperatively-owned businesses, Co-op Cincy is a nonprofit incubator helping businesses in Cincinnati, Ohio, do the same. The organization runs an educational course to teach teams everything they need to know, provides access to loans, and has ongoing technical assistance for its co-ops.

Fortify Life takes a holistic approach to addressing homelessness and also provides emergency and long-term stays in a renovated motel for people experiencing homelessness. Long-term guests participate in a micropayment program that teaches them how to budget and become financially self-sufficient. Since 2021, Fortify Life has helped 179 families with emergency or transitional housing.